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Does my spouse need to be on our home insurance policy?
My wife and I just bought our first house. We’re so excited. However, we’re a little confused about the process of purchasing home insurance. Will my spouse need to be on the home insurance policy? We co-own the house.
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on buying your first home. What an accomplishment! For a jointly owned property, both you and your spouse should be named on the
homeowners insurance policy
.With both names on the insurance policy, you and your spouse will be the named insured, meaning you both can file claims and make changes. Additionally, since you are married, most insurance companies require both of your names on the policy.
If you haven’t decided on an insurance company yet, be sure to request quotes using both of your names and information. You’ll need to provide you and your spouse’s full legal name, social security number, and other personal information.
Should you need help finding a home insurance policy, consider using
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes to find you the best home and car insurance rates on the coverage you need. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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