PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does my renters insurance cover car break-ins?
There’s been a rise in car break-ins in our neighborhood recently, and I’m worried it might happen to us soon. Our rental only has street parking, so we don’t really have a safe place to park. Will my renters insurance cover damage from car break-ins?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Having renters insurance is a great way to keep you and your things protected—and it will apply to your property if your car is broken into!
Renters insurance will cover any personal property inside your car at the time of the break-in. So your renters insurance will cover a stolen laptop from your back seat, but it won’t cover the cost of replacing a broken window or if your car is stolen entirely.
While you may consider your car personal property, it does not fall under the boundaries of your
renters insurance
coverage, in part because cars have their own insurance policies. If you’re concerned about car theft,
comprehensive coverage
is the best coverage to carry as it covers non-collision-related damage, like theft or vandalism. If you want to save money on home, renters, or car insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home or renters insurance. Jerry will even help you cancel your old policy.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies