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Does Liberty Mutual insure homes in Florida?

My wife and I are both retiring this year! After decades of hard work, we’re both looking forward to the break. We’ve lived in Massachusetts our entire lives, so we’re buying a house in Florida for a change of scenery (and temperature). We’ve been customers of Liberty Mutual for years, and we’d like to stay with them. Does Liberty Mutual offer home insurance in Florida?

avatar
Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A change of pace and scenery sounds like a well-earned reward; congratulations! Yes,
Liberty Mutual
does insure homes in Florida.
A standard
homeowners policy
in Florida covers:
  • Your personal belongings
  • Covered damages to your home or others’ property
  • Loss of use
Keep in mind that Florida is especially prone to hurricane damage and flooding, so you may need to purchase additional coverage to ensure your house is properly protected. Some lenders may even require you to purchase
flood insurance
. You can learn more about flood insurance through FEMA’s
National Flood Insurance Program (FLIP)
.
If you’re worried about the cost of home insurance (after all, you want to have enough money to enjoy drinks on the beach during your retirement!), try using
Jerry
to help you find the lowest rates.
Jerry compares personalized quotes from more than 50 top providers to help you find the best deals. Jerry even helps you
bundle your home and auto policies
for extra savings.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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