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Does liability insurance cover hitting a deer?
My family and I just moved to our new home, which is right in the middle of a forest. There are tons of “deer crossing” signs near our neighborhood—something we aren’t really familiar with! We’re about to add a new car to our insurance plan. Will liability insurance cover us if we run into a deer?
Samuel Todd · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Keeping up with the details of your insurance policy is always a good idea! In this case, liability insurance will not cover running into a deer.
Liability insurance covers damage to another person or vehicle if you cause an accident. Generally, it’s the bare minimum level of insurance, required by most states.
If you want your car to be protected from deer crossings (and most other animals, for that matter), you should invest in
comprehensive insurance
.Comprehensive insurance covers all sorts of damage—everything from falling branches to wildfires to collisions with animals!
If you’re about to add a new car to your policy, you might see your insurance rates climb.
Jerry
, our car insurance
comparison shopping app, is the perfect way to keep them down. Sign up in just 45 seconds, then Jerry will get you the most affordable car insurance—even after adding a new car! As a licensed broker, we’ll even help you cancel your old policy and get started with your new one.
The average Jerry user saves $887 on car insurance!
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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