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Does insurance cover costs for winter tires?

Will my insurance pay for winter tires? I’m moving to a snowy state and I want to drive as safely in the snow as I can. Does insurance help out with that?

Hana Sabah · Updated on Oct 20, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Although it would be great, insurance does not cover the cost of winter tires.

For what it’s worth, states don’t require that you buy winter tires, either—no matter how snowy it is where you live. So instead of springing for special tires that can only be used during certain seasons, it may be more practical to get high-quality

all-season tires

and brush up on your

safe driving skills

.

But let’s say you did buy winter tires. Then, you got into an

and your winter tires were damaged in the process. Your insurance will cover the cost of replacing your tires. Hooray for small victories!

For ultimate peace of mind when driving in snowy conditions, get a roadside assistance membership through

. Jerry will ensure you’re never stranded in the snow by providing services like jumpstarts, key replacement, and towing for less than $5 a month!

MORE:

Everything you need in a winter emergency car kit to keep you safe

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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