PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does home insurance cover tree removal?
We had a major storm and a tree blew down across the front yard. Does home insurance cover tree removal?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about the tree down! Home insurance does cover some tree removal fees, but it depends on the cause of the fall and the location of the tree.
Generally speaking, home insurance covers damage caused to your property. So, if the tree did not fall on any structures or buildings, then removal of the debris may not be covered.
If the tree was old or rotted prior to the storm, then the
insurance company
will likely not cover anything. It is the homeowner’s responsibility to notice and handle things like old trees so they don’t do damage to your property.However, if the tree fell onto any structures and the cause was a
covered peril
in your policy, then removal fees may be covered. Lightning strikes are always covered, for example.Most policies have a limit for tree removal costs, usually around 5% of the policy limit amount. Check your policy carefully before you decide to submit a claim.
If you ever have a question about your
homeowners insurance
or car insurance
, reach out to Jerry’s
friendly agents. Jerry can answer questions about your current coverage or help you find a new policy.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies