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Does home insurance cover pool damage?
A tree blew over during a windstorm and damaged the pool in my backyard. The cost of repairs is going to be extensive. Does home insurance cover pool damage?
Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear your pool was damaged during a windstorm. Luckily, home insurance can cover pool damage if it was caused by a
covered peril
detailed in your policy. The perils that could damage your pool include:
- Windstorm
- Fire
- Vandalism
- Lightning
- Frozen plumbing
However, your home insurance policy will not cover damage to your pool caused by wear and tear, lack of maintenance, earthquakes, or floods.
Insurance coverage can be confusing. If you have questions about home or
car insurance
coverage, Jerry’s
team of agents are just a text or call away. They will answer your questions and provide advice on the best coverage options. View full answer
- Gregory R.
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