PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does home insurance cover ductwork?
The ductwork in my house is getting a bit old, so the HVAC system isn’t running as well as it used to. Will my home insurance cover ductwork?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Having an HVAC system and ductwork that’s on its way out is never pleasant, so hopefully, your system keeps chugging along!
Your
home insurance
typically will not cover ductwork unless the damage resulted from one of the covered perils
outlined by your policy details. If your HVAC breaks due to accidental tearing, cracking, burning, or bulging or a fire caused damage, you would have coverage.
However, your home insurance policy will never cover damage that is caused by:
- General wear and tear
- Owner neglect
- Old age
- Lack of maintenance
Finally, repairing ducts or an HVAC system can be pretty expensive, but you can make the repairs a bit easier on your wallet by using
Jerry
. If you’re hesitant to switch plans or insurance providers because you’re worried about the work involved, don’t be. Jerry does all the paperwork for you and even helps cancel your old policy. And if you have any questions along the way, text one of our agents through the app. They will always be there to assist you.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies