I’m sorry to hear that you’re without heat right now! Your home insurance may cover your boiler breakdown, depending on what caused the damage.
If these, or any other covered peril in your policy, caused the damage, you can submit a claim to your home insurance company. However, aging, lack of maintenance, mechanical breakdown, and regular wear and tear aren’t covered by home insurance policies.
To determine the cause of your boiler’s issue, you’ll want to call a repair service. Once you find the cause, call your home insurance company to see if you can submit a claim.
Keep in mind that your claim will likely be subject to a deductible, meaning you’ll have to pay a certain amount before your insurance kicks in to cover the rest.