PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does home contents insurance cover laptops?
My laptop recently stopped working. I’m not really sure why. I have a home insurance policy with home contents coverage. Would my home contents insurance cover my laptop?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about your laptop! Your home contents insurance will cover your laptop if a covered peril causes the damage.
Home contents insurance is another name for personal property coverage on your
home insurance
policy. Your personal property coverage will cover damage to your belongings from accidental damage resulting from things like:
- Fire
- Smoke
- Vandalism
- Theft
- Falling objects
- Weight of ice and snow
If these or any of the other
16 covered perils
cause damage to your laptop, your personal property coverage would provide either actual cash value or replacement cost to replace it. That said, if your laptop breaks due to age, neglect, or normal wear and tear, you couldn’t file a claim with your home insurance as it excludes these.
You’ll want to review your policy to see what your contents insurance covers and excludes. Since you’re taking time to review your coverage, now is a great time to ensure you’re also paying the lowest rate with
Jerry
. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home insurance. Jerry will even help you cancel your old policy.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies