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Does Geico renters insurance cover water damage?
My upstairs neighbor had a major shower leak, and now my apartment ceiling has some water damage. I have renters insurance through Geico, and I know certain circumstances like this are covered. Will my Geico renters insurance cover water damage?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m very sorry to hear about the water damage in your apartment. Unfortunately, sometimes having neighbors can have drawbacks.
There is good news: your
renters insurance
should be able to help cover the water damage. If the damage was caused by a named peril, your renters policy should cover it.As a general rule, renters insurance typically covers water damage if it was caused by something in the rented property. Since your neighbor’s shower damaged your ceiling suddenly and unexpectedly, your renters insurance policy should help cover the damages.
Making sure you have the right policy is important in circumstances like this. To get the coverage you need at low prices,
Jerry
is ready to help. Download the app, answer some questions, and you’ll get affordable quotes in less than a minute. Jerry can get you signed up right away and even help you cancel your existing policy.View full answer
- Gregory R.
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