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Does Geico offer home insurance in Florida?

My company’s allowing me to work remotely now, so I decided to relocate from Syracuse, NY to Daytona Beach. I had my renters insurance with Geico, but I just bought a house. Does Geico offer home insurance in Florida?

avatar
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Winter in Daytona Beach definitely beats out winter in upstate New York! Yes, Geico offers
home insurance
in
Florida
.
While it’s great to fantasize about taking in an ocean view while typing away on your laptop, Florida does have some drawbacks that will affect your policy. Florida is prone to hurricanes and flooding, which means you need to think about how to insure against these risks.
If you live in (or near) a high-risk flood zone, consider flood insurance. Standard homeowners insurance will not cover
external flooding
and storm surge damage. The National Flood Insurance Program is one place to start when shopping for a policy.
Hurricane
damage will likely be covered, but there may be limits. In Florida, homeowner policies typically have limits on the amount you can recoup and/or have higher deductibles you have to meet before the insurer will pay out.
With these points in mind, you can set about crafting a policy that meets your needs.
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