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Does GEICO cover a cracked windshield?
My brother noticed a crack in my windshield when our family gathered last weekend for our annual mud wrestling extravaganza along the banks of the Mississippi River. Mississippi has the best mud—trust me. Anyways, does GEICO cover a cracked windshield?
Jason Tushinski · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
According to
GEICO
, a cracked windshield is usually covered under a comprehensive physical damage plan, though it may be subject to a deductible.GEICO’s comprehensive physical damage plan covers damage to your car due to vandalism, theft, fire, flood, or other covered circumstances. So it’s best to check with GEICO to verify whether your cracked windshield is indeed covered. And before you ask, the answer is no—your cracked windshield will not be covered if it was the result of you suplex-ing your father-in-law onto the windshield during a family mud wrestling match.
As a rule of thumb, if you notice your windshield is cracked, or any other damage, report it to GEICO as soon as possible. GEICO allows you to report your claim online and to schedule a time for the windshield to be repaired or replaced.
So long as the crack is roughly no longer than the size of a dollar bill, it will likely be fixable. If a small crack can be repaired, this means the seal on your windshield won’t be broken. Usually, a cracked windshield takes about 30 minutes to fix.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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