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Does GEICO check driving records?
I’ve gotten several speeding tickets in the past three years, so when I got my car insurance renewal notice, I wasn’t surprised that my rate has increased. However, my friend uses GEICO and says they have great rates. I was thinking about switching, but I’m not quite sure if it’s worth it. Will GEICO check my driving record?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whether you have speeding tickets or not, shopping around for car insurance regularly can save you money. But with 100% certainty,
GEICO
will check your driving record.Every single car insurance company checks your driving record to assess your risk as a driver. While it’s a vital part of calculating your premium, you may still save money due to other reasons, including:
- Owning your home
- Being married
- Bundling your auto insurance with home insurance
- Serving in the military.
- Having good credit
On top of the qualities listed above, you can also get a cheaper rate over time with no tickets. If you can maintain a spotless driving record, car insurance companies will reward you with a lower premium. But among these premiums is the best rate possible, which you can only find by shopping around with the
Jerry
app.Jerry is a licensed insurance broker that will search for the lowest quotes from some of the nation’s top insurers. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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