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Does car insurance cover me if a shopping cart hits my Mazda?

"I was in a parking lot and a runaway shopping cart hit my car. Can I use my insurance to cover the resulting dent?"

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A runaway shopping cart would most likely be covered under
comprehensive car insurance
, which covers anything that is not a collision with another vehicle.
Keep in mind that if the cost of damage is less than the deductible, you’ll have to pay out of pocket anyway, so it would probably be best to just pay for the repairs yourself from a cost perspective.”
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