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Does car insurance cover flat tires?

I’m always worried about one of my tires going flat because I don’t know how to change it. If my tire goes flat, will my car insurance cover it?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Knowing how to change a flat tire is a very useful skill, so you may want to learn in the future. But since you can’t currently change a flat tire, you should know that insurance usually doesn’t cover flat tires.
The only way that your car insurance would cover a flat tire is if it’s the result of one of three conditions:
  • The tire becomes flat as the result of an accident
  • The tire is damaged due to vandalism
  • A would-be thief damages the tires
In any of these cases, you would need
comprehensive insurance
in order to be covered. However, repairing or replacing a flat tire may cost less than your deductible, which means you would have to pay for it out of pocket.
To put your mind at ease, you may want to consider
towing and labor coverage
for your car insurance policy.
One place to start looking for this type of coverage is to download the
Jerry
app.
Jerry is a licensed insurance broker that will collect quotes from some of the nation’s top-rated insurers in minutes. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.
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