Yes—car insurance will cover electrical fires if you opt for comprehensive coverage
. Comprehensive coverage provides protection for damage that’s outside of your control. Events like natural disasters, vandalism, spontaneous fires, etc., would fall under this umbrella.
Older vehicles with little to no maintenance increase the risk of electric fires. Things like collisions, leaking fuel systems, poor maintenance, and overheating engines are some common causes.
Staying on top of maintenance can help to reduce your chances of fires. Here are some preventative measures you can take right now:
Fix any leaks in your car
Visit your mechanic frequently, especially if your car is overheating
Don’t smoke in your vehicle
Pro tip: Keeping your car in excellent working condition can reduce your chances of experiencing an electrical fire.
Your best bet is to have both collision and comprehensive coverage for protection in any event. Jerry
is the easiest and most effective way to find a car insurance policy customized just for you. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy! So why do all that extra work when Jerry can do it better?