Sorry to hear about your car accident
, but glad to hear you’re OK! An expired driver’s license should not invalidate insurance. However, this is entirely dependent on the car insurance company (if you file a claim) and how thorough of an investigation they conduct. In some cases, the other motorists’ car insurance company may try to diminish your claims by saying that you shouldn’t have been driving on an expired license.
You may need to hire an attorney if the other motorists’ insurer tries to fight you on the claim. But if you can prove you didn’t willingly drive on an expired license and the other driver was largely responsible for the accident, you shouldn’t have any issues.
While someone hitting you rarely results in an increase in your car insurance rates, you may see an impact if you’ve filed numerous claims within a short period of time. If this describes you, shopping around for insurance with the Jerry
app is an excellent option. Jerry is a licensed insurance broker that scans quotes from dozens of top-rated and well-known car insurance companies. After you find a great rate, Jerry can help you buy insurance and cancel your old policy. Customers save an average of nearly $900 per year!