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Does an accident go on my driving record?
I got into a small fender bender a few days ago and I’m a little worried about my driving record, even though the accident was technically no-fault. I haven’t gotten any speeding tickets or anything before now, so this would be the first thing to go on my driving record. Do car accidents have a big impact on your driving record?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear that you got into an accident! Unfortunately, the accident will go on your driving record, even if it was
no-fault
. Depending on where you live and the severity of the accident, it could stay on your record for anywhere from three to 13 years.The main consequence of a car accident on your driving record is *increased insurance rates**. Car accidents increase your insurance rates because you are considered a higher risk by the insurance company after you’ve been in an accident.
To counter this increase in your insurance, check out the
Jerry
app. With Jerry, finding great rates on your car insurance is quick and easy. And there are no long forms or phone calls necessary—Jerry will help you with all the paperwork you need to switch!View full answer
- Gregory R.
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