Services
Insurance
Repairs
Advice
About

Does Amica offer gap insurance?

I need to buy gap insurance as part of the lease agreements for my new car, but I’m hoping I don’t have to switch my insurance provider. Can I get gap insurance through Amica?

avatar
Pat Roache · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
We’ve got good news for you: Amica does offer
gap insurance
! This is one of the many
Amica car insurance
offerings and you can typically add it to your policy for only $20 to $40 per month.
Cars depreciate quickly in the first year, so there’s often a period during which you owe more on your car than it’s actually worth. Amica gap insurance covers this gap between your car’s
actual cash value
and the remaining balance on its financing if it’s declared a total loss. That’s why many lenders and dealerships require this type of coverage whenever you finance a car.
But just because you can get gap insurance from your current provider, doesn’t mean you necessarily should—especially if you’re leasing a new car. Your
car insurance
costs can change drastically when you introduce a new vehicle to your policy, and you may be able to find the coverage that you need at a cheaper rate by
switching car insurance companies
.
Compare the cost of Amica gap insurance with two to four other options to make sure you’re getting the most affordable rate.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

What Others Are Asking

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings