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Does Amica insure mobile homes?

I’m buying a second house—it’s a double-wide mobile home—down south, where I plan to live for half the year. However, my friend told me I shouldn’t do it because I won’t be able to insure a mobile home. Does a reputable insurance company like Amica insure mobile homes?

avatar
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Rest assured, it’s easy enough for snowbirds to insure their second homes, whether they be
condos
, mobile homes, or beach bungalows.
A standard mobile homeowners policy has the same type of coverage as other homeowners policies, including:
  • Dwelling coverage
    . Your mobile home will be protected from damage done by
    named perils
    such as vandalism, theft, windstorms, and fire (among others).
  • Loss of use coverage. Let’s say your mobile home is being repaired after a storm, and you need to stay elsewhere. This part of your homeowners insurance will help pay hotel and restaurant bills.
  • Personal property coverage
    . In addition to repairing your mobile home, you will receive a check to replace furniture and other personal items lost during a storm or other peril.
  • Personal liability coverage
    . If a visitor gets hurt at your home and decides to sue you, liability coverage will help cover court costs and pay out on a claim.
Looking for affordable mobile home insurance? Whether you’re shopping for renters, home, or
car insurance
,
Jerry
is here to help.
A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and can help to cancel your old policy.
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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