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Does American Modern have motorcycle insurance?

I recently got my motorcycle license and now I’m looking to insure my bike. A friend told me to look into coverage from American Modern. Do they offer motorcycle insurance?

Mary Cahill · Updated on Feb 7, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

Congrats on your license! American Modern has

motorcycle insurance

. The American Modern Insurance Group is known for having customizable insurance coverage for a wide variety of motorcycles and bikes.

If your motorcycle is brand-new, you may want to look into American Modern’s replacement cost coverage. You can opt for this coverage as long as your bike is no older than two years and keep it for as long as you want to (most riders opt out after two years of ownership). Replacement cost coverage will help reimburse you if your motorcycle is declared a total loss by the insurer.

American Modern is popular among motorcyclists who own Harley Davidson, Honda, or Yamaha motorbikes. One of the highlights of their insurance is $3,000 of accessory coverage** for on-road bikes. Off-roaders such as all-terrain vehicles will get $1,000 worth of accessory coverage.

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Is motorcycle insurance cheaper than car insurance?

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