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Does AARP offer a defensive driving discount?

My partner and I are both over 50 now and I heard that we can get some new discounts on car insurance. Does AARP offer a defensive driving discount? How old do you have to be for it?

avatar
Shannon Fitzgerald · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on entering your discount years—from early bird specials to defensive driving, there are certainly many discounts to be had!
You are correct in your research, too.
AARP
does offer a defensive driving discount for drivers 50 years and older in certain states. They even offer an online Smart Driver defensive driving course themselves to make it easier than ever to get that discount.
Here’s what you can expect to get out of AARP’s
defensive driving course
:
  • A multi-year discount on car insurance—depending on your state
  • A refresh of driving skills and rules of the road
  • The potential to prevent future accidents and lower points on your record
If you complete the course and the discount is available in your state, you can generally expect to get between 5% and 10% off your car insurance.
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