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Does AAA raise rates when you submit comprehensive claims?
Will vandalism on my car raise my rates? I'm currently with AAA and I may need to submit a claim for vandalism damage. Someone keyed my car and I'd like to get the damage fixed as soon as possible.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Any time you submit a claim, your rate could increase.
While every company is different, most look at your driving record and claim history. If you’ve submitted a high number of claims in a short period of time, your insurance carrier could raise your rates.
If you haven’t submitted a claim before, submitting a
comprehensive insurance
claim isn’t likely to impact your rate significantly.However if you are concerned, you can reach out to
AAA
directly. They’ll likely be able to provide you with a better understanding of how they rate policies. You could also look at the cost of repairing your vehicle out of pocket. If the cost is similar to what you’d be paying for your comprehensive deductible or it’s an affordable amount, it may be worth paying out of pocket instead of submitting a claim.”
View full answer
- Gregory R.
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