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Does a seatbelt ticket make your insurance go up?

I got a seatbelt ticket recently and I’m not really sure what this will mean for me. It seems like a pretty minor offense, but I’m afraid it will make my insurance go up. Is this likely?

Liz Jenson · Updated on Feb 14, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

I’m sorry to hear that you got a ticket! Luckily, it’s unlikely that a seatbelt ticket will

make your insurance rates increase

significantly. If you live in a state where a seatbelt infraction is considered a moving violation, it’s possible that you’ll see an increase of up to 3% in your monthly insurance rate.

Even in states where a seatbelt infraction is considered a moving violation, the charge is considered very minor. Nonmoving violations typically don’t affect your insurance at all!

In fact, you might even be able to lower your insurance rates by finding a provider through

. This app can help you find the best rates available on the coverage you need without any long forms or awkward phone calls. Just download the app and answer a couple of questions to see quotes customized for you.

Hope that helps!

MORE:

Texting and driving laws, explained

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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