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Does a pool increase my home insurance?
I’m considering the pros and cons of installing a pool in my backyard. It’ll be fun, but the cons include an extra financial burden. For one thing, does a pool increase my home insurance?
Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The short answer is yes, having a pool will increase your home insurance premiums by an average of $50 to $75 per year.
Here are some of the factors that influence your insurance prices to rise when you get a pool:
- Increasedliability: if your pool does not have safety measures such as a fence or proper signage, this will increase the potential for injury.
- Standard or luxury pool: The cost to replace or repair a luxury pool will be more than for a standard pool.
- Your location: If you live in a community with high drowning rates, your insurance premium will be higher.
Pool or no pool,
Jerry
is the easiest and most effective way to find a home insurance policy that is customized for you. You can even bundle your homeowners policy with your car insurance
for the best savings. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They can even help cancel your old policy upon request!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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