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Does a car dealership have to run your credit even if you're not financing with them?
I want to buy a car and I already have preapproval from Regions Bank. Now that I'm going to dealerships, they want to run my credit again to see if I can get financing through them. I already have preapproval, I've done my homework, and I'm not interested in financing through the dealer. Does the dealer have to run my credit anyway?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If they keep hassling you about financing, you can walk away. They may think you’re bluffing, but when you head toward the door, they’ll probably start singing a different tune.
Before signing anything at the
dealership
, make sure to read the fine print. You don’t accidentally want to sign something that says the dealership can run your credit. If you conduct proper due diligence, you can avoid the extra hit on your credit and still walk away with a vehicle.Don’t forget that when you buy a new vehicle, you will need proper coverage. If you haven’t already found insurance, use the free
Jerry
app to help you find the best deal. Jerry compares rates from the top 50 companies in under a minute, delivering the best deals to your phone.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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