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Do you need title insurance on a newly constructed home?
We’re planning on building our very first home and are figuring out some insurance-related things right now. One thing we’re unsure about; do we need to have title insurance for a newly constructed home?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Building your own dream home—it doesn’t get better than that!
While it’s not legally required, owner’s title insurance on a new home is a smart choice to ensure your property is free of liens and other claims.
Newly constructed residences may be located on land that contains undiscovered claims, so it’s definitely worth looking into title insurance when you begin construction on your home!
A builder may also have failed to pay suppliers and subcontractors. As a result, the subcontractor or supplier may place a lien on your property—title insurance can protect you against this!
Buying title insurance is definitely a recommended step when buying a new home, and finding the right
home insurance
for your new place is just as important.If you want to save money on home, renters, or car insurance, the
Jerry
app is a good place to start. Jerry can provide you with competitive quotes in under a minute, and swapping is just as effortless. To save even more money, Jerry can help you
bundle your home and auto policies
for maximum savings! View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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