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Do you need renters insurance before applying?
I’ve heard that some buildings require tenants to have renters insurance. Do you need renters insurance before applying?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Great question! No, you don’t need renters insurance before applying.
Landlords can indeed require tenants to provide proof of renters insurance as a condition of the lease. However, you don’t need to get a policy before you even apply.
You can find a renters insurance policy once you are approved for the apartment.
Once you have chosen a building, you will probably submit a preliminary application. This usually includes proof of income and other identity documents.
After you are approved, the landlord should inform you if renters insurance is required. You should have a few days before you must sign the lease. Buy a policy and bring proof of insurance to the lease signing. You may need to add the landlord as an interested party.
The fastest way to find a cheap policy is the
Jerry
app. Enter your zip code and the amount of coverage you require. Note that some landlords require a certain level of liability coverage. You can compare rates from top insurance companies. With Jerry’s help, you can sign up for a policy and be ready to sign your lease in seconds! Just remember to
change your address
before you move.If you have any questions about
renters insurance
, reach out to Jerry
. Our friendly agents are just a text or phone call away! Good luck with apartment hunting!
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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