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Do you need full coverage insurance to take a driving test?
I want to take my driving test. When I called to set an appointment, the clerk told me that I need to bring proof of insurance. They didn’t elaborate. Do I need full coverage car insurance to take my driving test?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While you need
proof of insurance
to take your driving test, you do not need full coverage. However, full coverage car insurance
won’t disqualify you from the driving test if that’s the insurance you or your parents have.When you take the test, you only need
liability coverage
that meets your state’s minimum car insurance requirements. Some states may also require uninsured/underinsured motorist coverage in addition to liability. Call your local DMV and confirm your state’s requirements to prevent a delay in getting your license or needing to reschedule your driver’s test.Even though you don’t need full coverage car insurance to take the driving test, you may want to think about it if you get a new car. Since full coverage is expensive for younger drivers, make sure to use the
Jerry
app to shop around for competitive rates.Jerry is a licensed insurance broker that will collect quotes from over 50 top-rated insurers in minutes. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.
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