Do you have to make a down payment when you refinance a car?

If you get a car with no down payment, your interest rates will be around 12-22% and you might end up owing more than your car is worth. Here's what you need to know about cars with no down payment.

When you apply, we will need you to prove your identity, confirm your employment, verify your income, and show that your vehicle registration and insurance are current before you can refinance your car loan.

While you can’t refinance to get cheaper monthly payments for your lease, there are other options to save money, like buying the car or transferring the lease.