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Do insurance companies check your educational status?

Do insurers pay attention to education? I recently completed a Master's degree and am wondering if my higher educational status will affect my rates at all.

Sophie Newman · Updated on Jul 23, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“

Car insurance companies

look at many factors when calculating your insurance rates, which may include:

age

location

marital status

type of vehicle

driving history

education

Since car insurance companies use statistics to help understand risk, an advanced degree may mean you’re paying less than a driver with less education, with all other factors being equal.

This is because drivers with advanced degrees are less likely to

than those without.”

MORE:

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