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Do I still build credit if I have a cosigner?
Will I still build credit even if I have a cosigner? The bank says I need a cosigner for my car loan as I have little credit history.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Cosigners are there to help you secure the loan; without them, you simply wouldn’t be approved.
As long as you pay on time, you’ll build positive credit history.
Beware: If you default or are late on payments, your credit and the credit of your cosigner will both take a significant hit.
After your loan is approved, you need to make sure your new (or used) car is adequately protected.
Saving money on car insurance is easy when you use the free car insurance comparison app
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