PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do I need to switch my car insurance after moving to New Mexico?
"I recently moved from Arizona to New Mexico. I looked into rates when I moved and they were double what I was paying in Arizona. I decided to keep my insurance in Arizona to avoid the increase.
Am I required to switch my car insurance to New Mexico? I don't have any expenses that would imply I live here beyond a renters insurance policy. "
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Whenever you move, you are required to update your car insurance company on where the vehicle will be garaged. Since you are no longer living in Arizona, your car insurance should reflect that.
One reason why your insurance rates could have increased is that New Mexico’s
state minimum car insurance
requirements are higher than Arizona’s. If you get into an accident in New Mexico, your insurance company will also want to know why you were out of state. If they find out that you are no longer living in Arizona, they could deny your claim. They may also consider it insurance fraud, as you were knowingly trying to avoid higher rates.
If you can’t afford insurance with your current carrier in New Mexico, look into other options with both regional and major carriers. They may be able to provide you with more affordable coverage.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies