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Do I need to add my roommate to my insurance in California if he occasionally drives my car?
My roommate doesn't have a car, so he uses mine to run occasional errands. We live in California. Do I need to add him to my insurance policy?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If your roommate drives your car, you’ll probably need to add him to your policy. While this depends on the
car insurance
company, your car may not be covered if your roommate gets in an accident while driving it and he isn’t named as a driver on your policy.If your roommate has a bad driving record, you may see your insurance rates rise once you add him to your policy. If you need to cut car insurance costs, keep the coverage and find the savings with
Jerry
.”View full answer
- Gregory R.
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