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Do I need renters insurance in NYC?
I’m moving from Albany to NYC, and while looking at lease applications, I noticed many ask for proof of renters insurance. Do I need renters insurance to rent an apartment in NYC?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s a big move, but I’m sure you’re excited! There are no laws requiring renters insurance in NYC or anywhere in the United States. However, landlords can require tenants to have renters insurance as part of the lease agreement, so it’s not uncommon for applications to request
proof of insurance
.Even if your new landlord doesn’t require renters insurance, it only costs about $125 to $200 a year or $10 to $16 a month, in NYC, which is much lower than the cost of replacing your belongings in the event they’re damaged or stolen.
Furthermore, if you’re worried about the work involved to find the best policy at the lowest available rate, don’t be. If you want to quickly and easily compare quotes and purchase a new policy, you should download the
Jerry
app.After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. And if you ever have any questions, agents are just a text away.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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