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Do I need renters insurance in Florida?
I’m done with winter and planning to move to an apartment in Florida. I’m excited for the low prices I keep hearing about there, too. My question is, do you need renters insurance in Florida?
Bellina Gaskey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on moving! Enjoy soaking up the sun’s rays to your heart’s content. To answer your question, you don’t need renters insurance in Florida, legally speaking, unless your landlord requires it.
Even if it’s not required for you, though it’s strongly recommended that you purchase a renters policy. Renters policies are inexpensive—the average cost of
renters insurance in Florida
is $180 to $200 annually, which comes down to only $15 or $16 a month. For the cost of one coffee a week, you’ll get hundreds of thousands of dollars of protection for your personal property, covered living expenses if your apartment becomes uninhabitable, and assistance with legal fees if someone gets injured in your apartment or due to your pet.
One more thing—you can
bundle your home or renters with auto insurance
and get a hefty discount on each policy. If you don’t know where to start, there’s no easier way to find a great bundle than using Jerry
to shop for quotes.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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