PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do I need full coverage on my 2010 Mazda3?
I currently have full coverage on my 2010 Mazda 3, but it's paid off and worth about $5,000. Should I reduce coverage to liability only?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The amount of coverage you decide to carry really depends on what is important to you. The best thing you can do is compare how much
liability coverage
only would cost compared to what you are currently paying. After that, you should think about your own financial situation. If your car was totaled, would you be able to afford a new vehicle without a payout from your
comprehensive coverage
or collision coverage
?If your finances wouldn’t allow you to make a down payment on a new vehicle, look at raising your deductibles for full coverage. This can save you some money without reducing your coverage.
While you could reduce your coverage to liability only, be sure to keep your coverage limits as high as you can afford.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies