“You should be able to cancel your membership with most companies at any time. However, whether you get a refund will depend on how you paid.
If you pay for your membership annually, you’ll likely get a pro-rata refund for the remaining months or for your unused premium.
If you pay for your membership monthly, you typically won’t get a refund. With a monthly membership, you are only using what you pay for. If you cancel mid-month, the company may offer to refund a portion of the days you didn’t use.
You should keep in mind that every company is different. Be sure to read the terms and conditions of your membership. Some companies charge cancellation fees or claim amounts from your refund. There also can be a time limit for cancellations.
If you’re unsure, you can reach out to your current company to find out their policies.”