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Do I get a refund for gap insurance if I pay off my loan quickly?
I have a new car that I will be paying off early. Can I request a refund for the gap insurance I paid for?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It never hurts to ask! If you are paying off your car loan early, you should be able to request a refund for your
gap insurance
. You’ll want to reach out to your lender or dealership to confirm the terms and conditions of your loan. They’ll also be able to tell you whether or not you’re eligible for a refund.
Your refund typically depends on how you paid for your gap insurance. If the cost of your insurance is rolled into your monthly payments, you may not be eligible for a refund. However, if you paid for the total cost upfront, you most likely will receive something back.
“
View full answer
- Gregory R.
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