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Do golf carts have seat belts?

My wife and I are planning on retiring soon in the sunbelt, where the golf courses are plenty, the sun is shining, and there are early bird specials available on every block. Speaking of the links, we’re hoping to take up golf, but we want to use carts to get around. Do golf carts have seat belts?

avatar
Jason Tushinski · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Most golf carts do not come pre-installed with seat belts, but if your golf cart is classified according to federal standards as a low-speed vehicle (LSV) that can go 20 miles per hour but no faster than 25 miles per hour, it must have seat belts installed at each seating position.
Golf carts have become a popular mode of transportation in many states, especially those in the sunbelt and in retirement communities, where they are an easy and quick way to get around. However, most don’t come pre-installed with seat belts—and golf carts can be dangerous, especially if driven on public roads, as many are.
However, much of the regulations around seat belts in golf carts is a hodge-podge of federal, state, and municipal laws. At the moment, 24 states allow municipalities to regulate golf cart use and another five states have road laws for golf carts on the books.
So, if you have a golf cart that can’t accelerate past, say 18 miles per hour (and thus isn’t considered a low-speed vehicle and subject to federal seat belt regulations) you might still have to install seat belts in that cart depending on where you use it.
For instance, in
North Carolina
, the state mandates that all golf carts must have seat belts installed in all seating positions, and carts can be driven on secondary roads, but not main public roads. In
California
, golf carts can only be driven in designated areas, and it is up to each municipality to decide whether seat belts must be used. In
Arizona
, there are no golf car seat belt laws on the books, and carts are allowed to drive on public roads so long as they don’t exceed 35 miles per hour.
The bottom line is this—if you want to drive a golf cart, check with your local municipality and your state for seat belt regulations.
If you drive a golf cart, you likely drive a car, so protect your vehicle with a robust
car insurance
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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