PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do car insurance companies look at your credit?
I don't understand how car insurance companies get their rates. Do they look at your credit?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Car insurance companies analyze a variety of factors that
car insurance companies
to determine car insurance rates. Some common factors are:- Your age
- Your location
- Type of vehicle you drive
- Prior insurance history
- Your driving record
In addition to this, car insurance companies look at your credit. If you have a high credit score, insurers consider you less of a risk than those with poor credit scores. This means you often will have better rates than someone who has a lower credit score.
Since credit isn’t the only factor that companies look at, and rates vary from person to person, you may or may not have a better rate based on your credit score alone.
If you’d like to see what your rates may be, you can always request car insurance quotes from several different companies via the
Jerry
app. By getting quotes, you’ll be able to see how your personal information and credit may impact your rate.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies