PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do both cars on my insurance policy have to have the same coverage?
I have a 2011 Kia Soul and a 2020 Kia Sportage on my policy. I am thinking of removing full coverage from the Soul, but I want to keep full coverage on the Sportage. Am I able to carry different coverage on the same policy?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The
liability coverage
limits on your policy are shared amounts for all the listed cars listed. So for this part of the policy, the coverage limits have to be the same. But this is not the case for the physical damage limits on individual vehicles.
Comprehensive coverage
and collision coverage
do not have to match. You can carry different deductibles or simply remove the coverage on the Soul and keep full coverage on your newer Sportage. Another way to save money is by shopping for a new policy. Give
Jerry
a try. This free app gets quotes from over 40 carriers in just minutes and makes switching car insurance a breeze!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies