PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do additional insured and additional named insured mean the same thing?
I'm adding my wife to my car insurance. Would she be an additional insured or an additional named insured? Is there a difference?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While additional insured and additional named insured seem like they’re the same thing, they are very different when working with
car insurance
.An additional insured is a company or person who has some type of ownership over your vehicle. This is often a cosigner or a lessor. An additional named insured is the same as a second named insured.
When listed on an insurance policy as an additional named insured, a person can change the policy, including changing coverage limits along with vehicles and drivers.
Since you are married and adding your wife to the policy, she’s considered an additional named insured. If you’re adding any other driver to your policy, they would be a listed or additional driver.
Because you’re planning on adding her to your car insurance, don’t forget to shop around. Check out the
Jerry
app to compare rates from dozens of insurers and find the best price and coverage for your needs.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies