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Can you have renters insurance in two places?

I’m moving to a new apartment in a couple of months, and I want to make sure I’m covered during the gap period when I move. Can you have renters insurance in two places?

Melanie Mergen · Updated on Feb 8, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

You can technically have renters insurance in two places, but usually, it isn’t necessary unless you’re renting two locations.

Typically, if you let your renters insurance provider know you’re moving, your personal property will be protected at both places for some time, often for about a month.

Your

personal liability

coverage should also stay intact while you move.

If you’re looking to stay with the same provider, you shouldn’t need a second renters insurance policy. If you’re looking for a new renters insurance policy, you should be able to cancel your old one the day it’s effective since standard

renters insurance

covers your belongings on and off your property (as long as the damage is due to a named peril).

If you can’t stay with the same company when you move, try using the

app to help you find the best renters policy for your needs. Jerry compares personalized rates from more than 50 top providers and delivers the best deals to your phone in minutes for free.

MORE:

How to Find the Best Renters Insurance

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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