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Can you convince a dealer to give you a loan if you have bad credit?
"Can I convince a dealership to give me a loan even with bad credit? I have bad credit but I want to finance a car through the dealership. They already rejected my loan, but they said they can arrange a loan through some of their partners."
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, you probably won’t be able to convince them to give you a loan.
Lenders have a certain set of criteria that each borrower must pass to qualify for the loan, such as:
If you don’t qualify because of bad credit, there’s no magic formula that allows you to convince the lender otherwise.
If you don’t get approved, you may want to go directly to the bank or credit union to see if they’ll work with you and cut out the middleman entirely.
The best thing you can do is work on building your credit.”
View full answer
- Gregory R.
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