Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

Can you buy a house if you owe taxes?

I've got tax debt that I’m working to pay off. I’m also hoping to buy a house soon. Can you buy a house if you owe taxes?

Nick Kunze · Updated on Feb 21, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

That’s great you’re paying off your debts. While it will make things more difficult, you can buy a house while owing taxes.

If you owe the federal government taxes, they’ve likely put a lien on your possessions or current property. This will set off warning bells for any lender, who may see it as a risk to approve you for a mortgage.

The easiest option is to pay off your tax debt before you apply for a mortgage. If you can’t wait, you can try and get an FHA (Federal Housing Administration) loan or a VA (Veterans Association) loan, which are loans designed specifically for low-income individuals or those with bad credit.

Once you manage to get a mortgage, the next thing you’ll need is

homeowners insurance

. If you want help finding the best possible homeowners policy, you should download Jerry.

makes it easy to find great coverage at a low price. Just sign-up to receive a long list of competitive insurance quotes. Once you pick the policy that’s right for you, Jerry even helps with the paperwork.

MORE:

Is car insurance tax deductible?

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

How to Buy a Car That Money Is Owed On

Yes, you can buy a car that money is owed on, as long as you're careful. Here's how.

Rochelle Miller-Hernandez

I Make 25k a Year—Can I Buy a House?

There are many low-income loan programs that can help you buy a house if you make 25k a year.

Katherine Duffy

Can You Have a Mortgage without Homeowners Insurance?

You need homeowners insurance in order to get a mortgage. Read this article to learn why, how much coverage you should have, and what happens if you don't have coverage.

Marisol Pereira

Read Advice From Car Experts At Jerry

Are You Guilty of Breaking Any of These Crazy Colorado Driving Laws?

Learn why you shouldn’t drive a black car in Denver, and more of Colorado’s crazy driving laws.

Leather Proves to Be a Problem for Car Interiors

Volvo plans to stop using leather in its cars by 2030 to help curb emissions from the meat industry. The brand will start the shift with its C40 Recharge.

New Cars Are Selling Over a Week Faster Than They Did in July

A report by iSeeCars finds that new cars sold over a week faster in August than they did in July, with used car sales also picking up speed.

Isabel Armiento

What Others Are Asking

Where is the OBD port located on a Honda Fit?

My daughter’s having some trouble with her Honda Fit. Now, I like to fashion myself as a jack of all trades (I’m a registered machinist and a master woodworker—I also make a mean souffle), and I have an OBD scan tool lying around somewhere. Where is the OBD port located on a Honda Fit?

Jason Tushinski

What voids a Honda warranty?

I have a Honda Civic Si that I want to modify. However, my car is still under warranty and I don’t want to accidentally void it. What are some instances that void a Honda warranty?

How do you delete a Bluetooth device from a Honda Civic?

My kids keep adding devices to my Honda and it’s getting a little out of hand. We're about to take a road trip, so I need to remove their devices before we leave. What’s the best way to delete unwanted Bluetooth devices from my Honda Civic?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General