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"Can the dealership help someone with bad credit get a car loan? "
"I have horrible credit, but I need to buy a car. I was recently denied pre-approval from my bank, but the salesman at the dealership swears he can get me financed. Is he being honest or just wasting my time?
"
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Dealerships usually have many lenders that they are used to working with, and in fact they can get financing for a customer who would otherwise not be approved for a loan.
However, if your credit is as bad as you make it sound, you might not want to finance a car as your interest rate will probably make your payments unaffordable. If possible, consider buying a cheap used car with cash.
“
View full answer
- Gregory R.
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