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Can someone still sue me if I have car insurance?
Does my insurance provide any legal protection? I live in Oklahoma and I'm wondering if someone could still take me to court if I have car insurance in an accident.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Even if you have
car insurance
, you can still be pursued for personal damages if you’re at fault in an accident in Oklahoma.If you live in a no-fault state, which require drivers to carry
personal injury protection
, you likely won’t be sued unless the injuries are deemed severe in the legal definition of the word.In a majority of cases, your car insurance company will pay for a lawyer if you’re sued, but it’s all dependent on the terms of your car insurance policy and the interpretation of your insurer.”
View full answer
- Gregory R.
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