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Can renters insurance cover car damage?
My car was damaged during a hit and run while it was parked at my apartment complex. I have car insurance, but will my renters insurance also help cover my car damages?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about the hit and run. Hopefully, the damage isn’t too bad!
Your renters insurance won’t cover car damage, but it will cover any damage to your property in your car. If any of your property inside the car was damaged during the hit and run, your renters insurance should help cover it. You’ll need to file a claim with your renters insurance company if any of your belongings inside the car were damaged.
For coverage for your car after the hit and run, you’ll need either
comprehensive coverage
or collision coverage
. Looking for a way to save money on your renters and car insurance policies?
Jerry
is here to help. All you need to do is answer a few questions while Jerry gathers your information from your prior insurance company. You’ll get competitive quotes in less than a minute, and Jerry can help you bundle renters and car insurance policies for maximum savings!View full answer
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